Three free calculators, no email required. Plug in your real numbers and see what you're earning today, and whether a premium card's annual fee pays for itself.
Check off the cards you carry and plug in your real spending. See which card should be earning each dollar, and what a year of better choices is worth in free travel.
Move the sliders to match how you'd use the card. See exactly what the Reserve is worth to you, and whether the $795 annual fee pays for itself.
See what the Platinum is worth to you based on how you'd use it, and whether the $895 annual fee pays for itself.
The number crunching gives you a place to start; your personal value depends on which cards you hold and how well you use your points.
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