If you run a business, even a side hustle or a solo practice, your business spending can earn travel faster than personal spending alone. Add your personal cards and $100K a year goes a long way.
Business cards carry their own sign-up bonuses, most don't add to your Chase 5/24 count, and no LLC is required (the full breakdown →).
The Points Accelerator Audit is a 60-minute call and a written strategy for $197: which cards to open, how to direct your spend, and redemption ideas for your best trips.
| Conservative | Strong | |
|---|---|---|
| Points per dollar | 2 | 3 |
| Points earned | 200,000 | 300,000 |
| Cents per point | 1.5 | 3 |
| Value of points | $3,000 | $9,000 |
| One sign-up bonus | $1,000 | $1,000 |
| Year-one total | $4,000 | $10,000 |
Estimates. Points per dollar blends all your spending: 2 is what a flat 2x card earns, and 3 takes category cards matched to where your money goes. Cents per point is 1.5 for a solid everyday redemption (Frequent Miler's reasonable value for Chase points) and 3 for a business class seat on a transfer partner. Your number depends on where your spending goes and how you redeem. Try your own numbers in the Business Owner Points Calculator →
Business class from Charlotte to London for 57,500 miles plus about $96, a seat worth roughly $2,500. Most of the points came from business spending.
"I often used my points for sub-optimal value, leaving money on the table. Ross has it down to a science. If I'm planning a trip or considering a new card, Ross is my go-to before I make any credit card points related decision." "This plan is excellent. I just booked my flight to my friend's wedding."
One free 30-minute call. Bring your cards and monthly spending, and you'll leave with your next 1 or 2 moves.