The CardWise Blog

(Probably) the most interesting blog on the internet

To (slightly) paraphrase the wisest human who ever lived, "credit card points were made for mankind, not mankind for credit card points." I help your points work for you, and not you for your points.

Family trip to Salzburg funded with Chase Ultimate Rewards points
Card Review
Chase Sapphire Preferred Review 2026: Still the Best Starter Card?
We break down the 2026 refresh: a bigger hotel credit, new bonus categories, and two changes coming October 1 you'll want to plan around.
Read the review →
Golden Gai, Tokyo, a trip funded almost entirely through credit card points
Card Review
Capital One Venture X Review: Is the $395 Annual Fee Worth It?
The real math on recouping the fee, what lounge access costs for a family in 2026, and who should still apply.
Read the review →
Ross Bradley in his Emirates First Class suite, Milan to New York
Real Redemption
How I Booked Emirates First Class for 85,000 Miles
Milan to New York in First for 85,000 Skywards miles plus $140.95, against a cash fare north of $9,000.
Read the story →
Hyatt Globalist breakfast in Prague, a stay covered with transferred points
Card Comparison
Chase Ink Business Cash vs. Ink Business Unlimited 2026: Which One Should You Get?
Both cards are offering $1,000 back on $8,000 spent, the best offer either has ever had. Compare them below to see why most business owners end up wanting both.
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Ice climbing in Turin, another trip made possible by points
Business Guide
Do You Need an LLC to Get a Business Credit Card?
No. You can apply as a sole proprietor with your name and Social Security number alone.
Read the guide →
Asiana Airlines business class from Seoul
Guide
How to Fly Business Class With Points
Real point costs by region, what makes a redemption realistic, and how clients like Dawn get there with one well-timed sign-up bonus.
Read the guide →

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