Built Especially for Business Owners

Your spending is already worth thousands in free travel.
Here's how much.

Plug in your real spending and check off the cards you carry. The calculator shows you the flights, hotel nights, and vacations hiding inside expenses you're already paying for. Business owners have the most to gain here, but it works for anyone who spends on a card.

Step 01
Which cards do you carry?
Check every card you currently have. The calculator picks the best earner in your wallet for each spending category.
Selected: 0 cards Combined annual fees: $0
Step 02
Your monthly spending
Defaults reflect an average small business owner with a family. Drag each slider to match your real numbers.
Total monthly spend
$0 per year
$0
Step 03
What's a point worth to you?
A point's value depends on how you redeem it. Cash back gets you 1 cent. A business class seat to Europe can get you 3 to 5 cents per point. Pick what fits how you'd actually use them.
If you're only getting close to 1 cent per point right now, reach out. Doubling or tripling the value of your points is exactly what I help people do.
Cents per point (CPP) 2.0¢
A solid transferable-points redemption. Economy flights and mid-tier hotels.
Your annual earning potential
What your spending is actually worth
$0
Add cards and adjust spending to see your number
Points / year
0
Net of fees
$0
Top earning categories
What this actually buys you

A year of your spending could pay for a real trip.

Real award redemptions, valued using Frequent Miler's Reasonable Redemption Values. Highlighted trips are ones you can actually book with a year of earning at your current setup.

The 10-year cost of doing nothing
$0
That's the value you'd walk away from over the next decade with your current card setup. Money you've already spent, points you didn't earn. And that number doesn't count interest: the trips and memories you'd have banked along the way, or the cash that value could have grown into if you'd invested it instead.

Want help making this real?

On a free 30-minute call, I'll review your current setup, suggest 1 or 2 card moves that fit your spending and goals, and walk you through what happens next. No pressure, no pitch.

Book my free strategy call
How this works: Each spending category goes to whichever of your selected cards earns the highest effective return. Point values use Frequent Miler's Reasonable Redemption Values. Cashback cards (Mercury IO, Robinhood Gold) stay valued at 1¢ regardless of the CPP slider since cash can't be transferred to airlines or hotels. Sign-up bonuses are not included in these ongoing numbers. Real results depend on the cards you hold and how you redeem. CardWise is not a financial advisor.