Affiliate Disclosure

Last updated: June 2026

CardWise Travel ("CardWise," "we," "us," or "our") is operated by Ross Bradley. This page explains our relationships with the credit card issuers and affiliate networks we link to, in line with the FTC's guidelines on endorsements and testimonials.

We Earn Commissions

CardWise Travel participates in affiliate programs, including referral programs run directly by card issuers (such as Chase) and affiliate networks (such as FlexOffers). When you click a card link on this site and are approved for that card, we may earn a commission. This comes at no additional cost to you. The terms, rates, and rewards you receive are set by the issuing bank, not by us.

Client Referral Reward

Separately from the card affiliate links above, CardWise Travel also offers a two-sided Referral Reward. The person who refers a new paying client and the client they refer each get $25 once that client books any paid service. This is unrelated to the card issuer commissions described above and never affects which card we recommend to you.

How This Affects Our Recommendations

We recommend the card that's the right fit for your situation whether or not we have a referral link for it. When we do have a link and the card is the right fit, we always point you to the version of the offer with the strongest sign-up bonus available to you, even when that means a smaller commission for us.

Card Terms Change

Credit card offers, rates, fees, and bonus terms are provided by the issuing banks and are subject to change without notice. Always review the current terms on the issuer's official application page before applying.

Editorial Independence

Any opinions, calculator outputs, or strategy advice on this site reflect our own analysis. We are not compensated by any issuer to write favorably about their cards.

Questions

Questions about this disclosure or a specific affiliate relationship? Reach out at Ross@CardWiseTravel.com.